Illinois Appellate Court Rules Policy Exclusion Clause Does Not Apply: Insurer Had Duty to Defend and Indemnify

In a recent ruling, the Illinois Appellate Court clarified insurance coverage in Illinois Farmers Insurance Co. v. Godwin. The court affirmed the insurer’s duty to defend driver Coalton Godwin, focusing on his father’s residency status and the vehicle’s regular use. Discover how these definitions affect future claims. Read on for more insights!