Illinois Appellate Court Permits Insured to Prove Terms of Missing Policies with Specimen Coverage Forms for the Missing Policy Periods

In a significant ruling, the Illinois Appellate Court has allowed insured parties to use specimen coverage forms to prove missing insurance policies. This decision is beneficial in environmental contamination cases where key documents are often lost. The court’s opinion in *The Travelers Indemnity Co. v. Rogers Cartage Co.* shows how insured individuals can use secondary evidence to support their claims, potentially reshaping insurance litigation. Explore how this case may redefine standards for proving missing policy terms.