Missouri’s “No Pay, No Play” Law Provides Severe Consequences for Motorists Without Auto Liability Insurance

Missouri’s “No Pay, No Play” law affects uninsured motorists in accidents. Since 2013, this law bars uninsured drivers from claiming non-economic damages like pain and suffering, regardless of fault. They can still recover property damage and medical costs, but the risks are significant. Understanding this law is crucial for Missouri drivers. Learn why maintaining liability insurance is essential and the consequences of being uninsured.