“Where did you go to high school?” is a peculiar St. Louis question that perplexes newcomers to the area. For the insurance savvy traveler here, a new question may replace it: “Where do you garage this vehicle that you propose to carry me and others for compensation or a fee?”
That sort of question may gain relevance due to the introduction of two new transportation networking companies in cities across the country, Uber and Lyft. These two companies offer mobile applications for iPhone, Android and Blackberry devices that connect consumers to drivers in select cities ...
A New York trial judge’s recent decision in Zurich American Insurance v. Sony Corporation of America has set the legal blogosphere aflutter with arguments and counter-arguments as to whether cyber liability and data breach claims fall within the “Personal and Advertising Injury Liability” coverage section (Coverage B) afforded by most commercial general liability (CGL) policies. A new set of data breach exclusionary endorsements, however, filed in many jurisdictions by Insurance Services Office, Inc. (ISO) and set to take effect this month, May 2014, appear poised to ...